When you lose a car key, the replacement cost can be expensive. Depending on the type of key that you need, it could cost as much as $500 to replace it at a dealership or a locksmith. Some insurance companies cover this expense, so make sure to check the terms and conditions of your policy before assuming that it won’t.

If you have a traditional metal key that doesn’t have a chip inside it, then replacing it is relatively simple. A locksmith can make a copy of it and will charge you a reasonable fee to do so. However, if you have a smart key, or one that has a fob on it for remote keyless entry, the cost can become quite expensive. You’ll need to pay for the new key, and then you’ll also need to have it programmed to work with your vehicle. This part of the process can be expensive, and it’s likely to cost more if you have a luxury car.

You’ll need to have your vehicle’s VIN handy before you contact a locksmith or dealer. You can usually find this number on the car’s dashboard, or in its engine bay. It’s important to know this number because it will let you identify the exact model of your car, which is needed for programming a new replacement key. You can even use this number to see if your lost key is covered by an auto manufacturer’s program.

Most people who lose their keys aren’t only worried about the cost of a replacement, but they also need to have it programmed so that it will work with their vehicle. Some automotive locksmiths can do this, but it’s often best to take your new key to a dealership to have it programmed. Some dealers offer a special program where they’ll do this for free, so you should definitely check out what’s available before you decide on a specific solution.

Many locations of the national chain auto parts store AutoZone provide this service, and it’s very affordable. Depending on the make and model of your vehicle, an associate will select the correct key blank for it. A machine will then trace the contours of your existing key and cut a new one to match. This works for both ignition and door locks on older vehicles, as well as newer ones that have a single key for both functions.

You can also look into programs that offer to lower your Car Key Replacement DC costs for just a few dollars a month. These programs are a good option for people who are prone to losing things, and they can help you save money on car key replacement in the long run.